Privacy Policy

PRIVACY ACT 1988 CONSENT

AUTHORISATION TO ACT ON BEHALF OF INDIVIDUALS

SURFSIDE AUTO GROUP PTY LTD - ACN 102 211 914 - TRADING AS BINKS AUTOMOTIVE

IN CONJUNCTION WITH EZYLOAN CAR FINANCE PTY LTD ( “THE INTRODUCER” )

21 FERRY ROAD, SOUTHPORT QLD 4215 DEALER LICENCE NO. 2602373

Agreement by the Applicant/s

I/We understand and agree that:

1. A credit provider whom the Introducer may approach in arranging finance on my/our behalf (the “Approached Credit Provider”) may give a credit reporting agency certain personal information about me/us including :
• Such permitted particulars about me/us which allow me/us to be identified ;
• That I/We have applied for finance and the amount ;
• That the Approached Credit Provider is a current provider to me/us or has ceased to be a current credit provider to me/us ;
• Payments which are overdue more than 60 days, and for which collection action has been commenced ;
• Advice that payments are no longer overdue ;
• Cheques drawn by me/us for $100 or more which have been dishonoured more than once ;
• In specified circumstances, that in the opinion of the Approached Credit Provider, I/We have committed a serious credit infringement.
2. The Approached Credit Provider may obtain a report about my/our commercial activities or commercial credit worthiness from a business which provides information about the commercial credit worthiness of persons for the purpose of assessing my/our application for personal credit.
3. 1.The Approached Credit Provider may obtain from a credit reporting agency a credit report containing personal information about me/us for the purpose of assessing my/our application for commercial credit.
4. 1.The Approached Credit Provider may give to and obtain from another credit provider information about my/our personal or commercial credit arrangements for the purposes of assessing my/our finance application or credit worthiness, of collecting overdue payments or of notifying other credit providers of a default by me/us. I/We understand that this information can include any information about my/our credit worthiness, credit standing, credit history or credit capacity that credit providers are allowed to exchange under the Privacy Act.
5. 1.The Approached Credit Provider may disclose to a guarantor, credit information relating to me/us and may also provide such information to a person who is considering whether to become a guarantor, for that purpose.
6. 1.If my/our application for credit is not completed within 14 days, the Approached Credit Provider may give a credit reporting agency further personal information about me/us in order to obtain a credit report about me/us.

Authorisation to Act on Behalf of Individuals

7. I/We authorise the Introducer to :
• Obtain on my/our behalf a report or information about my/our consumer or commercial credit worthiness from a credit reporting agency, from a commercial credit reporting business or from a credit provider in connection with my/our application for the finance described below.
• a.Pass on such reports and information to the Approached Credit Provider for the purpose of assessing my/our application for finance described below, and to give to and receive from such persons as are relevant to the arranging of that finance, any personal information about me/us as may be necessary to the arrangement.
8. I/We agree that if finance is provided to me/us by the Approached Credit Provider, I/We authorise the Introducer to obtain from the Approached Credit Provider any report or information concerning either me/us or that finance that it may require in order to :
• Assist me/us in understanding and meeting my/our obligations to the credit provider in relation to that finance ;
• Advise me/us regarding my/our finance requirements ;
• Ascertain any amount required to be paid to the Approached Credit Provider in relation to that finance.

I/We understand that this paragraph may also be deleted if I/We do not agree. I/We also understand that this authority will continue for the duration of the finance unless and until I/We revoke it by notice to the Introducer and the Approached Credit Provider.